Risk taken without reference to your time horizon decreases the probability of achieving the required investment return. Add the complexity of the types of funds available for selection, (asset, sector, or geographic class) to the mix and choosing the right fund, or funds, becomes more a matter of luck than the application of investment intelligence.
MiPlan offers a unique range of funds spanning the risk spectrum which have been set up to target certain outcomes or objectives, based on various investment time horizons:
Conservative
Moderate
Moderate
<2 Years
<2 Years
2 to 3 Years
2 to 3 Years
3 to 5 Years
3 to 5 Years
>5 Years
>5 Years
SOUTH AFRICAN FUNDS
INCOME FUND
MiPlan IP Enhanced Income Fund
Objective:
A conservative-risk fund with an objective to generate better returns than Money Market portfolios for investors seeking to earn a reasonable level of income with low risk of capital loss.
Benchmark:
Short Term Fixed Interest Index (STeFI)
Investment Time Horizon:
1-2 years
ASISA Category:
South African – Multi Asset – Income
Minimum Disclosure Document:
Download Fund Fact SheetMiPlan IP Enhanced Income Retention Fund
Minimum Disclosure Document:
TARGET RETURN FUNDS
MiPlan IP Balanced Defensive Fund*
*Formerly MiPlan IP Inflation Plus 3
Objective:
The Fund aims to achieve stable capital appreciation with low volatility.
Benchmark:
South African – Multi Asset – Low Equity sector average.
Investment Time Horizon:
1-3 years
ASISA Category:
South African – Multi Asset – Low Equity
Minimum Disclosure Document:
MiPlan IP Balanced Fund*
*Formerly MiPlan IP Inflation Plus 5
Objective:
The Fund aims to achieve moderate capital appreciation with reasonable volatility.
Benchmark:
South African – Multi Asset – Medium Equity sector average.
Investment Time Horizon:
3-5 years
ASISA Category:
South African – Multi Asset – Medium Equity
Minimum Disclosure Document:
MiPlan IP Balanced Plus Fund*
*Formerly MiPlan IP Inflation Plus 7
Objective:
The Fund aims to achieve aggressive capital appreciation with reasonable volatility.
Benchmark:
South African – Multi Asset – High Equity sector average
Investment Time Horizon:
6-7 years
ASISA Category:
South African – Multi Asset – High Equity
Minimum Disclosure Document:
EQUITY FUND
MiPlan IP Beta Equity Fund
Objective:
The fund aims to obtain a return at least equal to the median of the South African domestic General Equity portfolio sector in order to achieve above average capital growth.
Benchmark:
SA General Equity sector average
Investment Time Horizon:
5 + yrs
ASISA Category:
South African – Equity – General
Minimum Disclosure Document:
RAND DENOMINATED INTERNATIONAL FUNDS
EQUITY FUNDS
MiPlan IP Global AI Opportunity Fund
Objective:
A Global Equity fund which aims to achieve long-term capital growth by investing predominantly in Global Equities but may also invest in participatory interests in collective investment schemes including exchange traded funds . The securities may including selection using artificial intelligence (AI) based quantitative processes to seek out opportunities.
Benchmark:
95% MSCI World Index; 5% Short Term Fixed Interest Index (STeFI)
Investment Time Horizon:
8 + yrs
ASISA Category:
Global – Equity – General
Minimum Disclosure Document:
MiPlan IP Sarasin Equisar Feeder Fund
Objective:
The fund offers investors the opportunity for offshore diversification and exposure to global equity markets with an objective to achieve long term capital growth through an internationally diversified portfolio of equities and other instruments.
Benchmark:
95% MSCI World Equity Index; 5% Short Term Fixed Interest Index (STeFI)
Investment Time Horizon:
8 + yrs
ASISA Category:
Global – Equity – General
Minimum Disclosure Document:
GLOBAL FLEXIBLE FUND
MiPlan IP Global Macro Fund
Objective:
A multi-asset flexible fund which aims to achieve long term capital growth by investing primarily in foreign markets with a bias toward equities. Asset allocation and stock selection vary according to the manager’s macroeconomic view and the attractiveness of each asset class. There are no limitations on the fund’s relative exposure to asset classes.
Benchmark:
80% MSCI World Index; 15% US$ Cash; 5% Short Term Fixed Interest Index (STeFI)
Investment Time Horizon:
8 + yrs
ASISA Category:
Global – Multi Asset – Flexible
Minimum Disclosure Document:
OFFSHORE US $ FUNDS
Flexible Allocation
MIPLAN GLOBAL MACRO FUND IC LIMITED
Objective:
The investment objective of the Cell is to achieve capital appreciation over the long to medium term. The Cell is multi-asset flexible fund, investing primarily in global markets. There will be no limitations on the relative exposure of the portfolio to any asset class.
Benchmark:
Morningstar EAA Fund USD Flexible Allocation sector average
Investment Time Horizon:
8 + yrs
Minimum Disclosure Document:
OTHER FACT SHEETS
Minimum Disclosure Documents
MiPlan Enhanced Income Fund (Class B6):
Global Marathon IP Fund (Generic):
Global Marathon IP Fund:
Global IP Opportunity Fund:
MiPlan Global Macro Fund (Class B6):
U.S. DOLLAR ($) DENOMINATED FUNDS
MiPlan Global Macro Fund IC Limited (Class B)
MiPlan Global Macro Fund IC Limited (Class C)
MiPlan Global Macro Fund IC Limited (Class D)